Getting the Most Benefit From Your Policy

The key to getting the most benefit from your health

insurance policy is knowing your policy coverage.

Many people don抰 actually read the policy for the

policy plan book; they may not be aware that the

policy may pay 100% of certain procedures, like annual

physicals, mammograms, flu shots or certain labs

tests.

The policy plan book will outline for you what

procedures are not subject to the deductible or co-pay

(your out-of-pocket expense).

Some insurance companies have shifted their emphasis

from health insurance to health improvement and

maintenance and will pay for the cost of gym

membership, nutritional counseling or plans to stop

smoking.

If you were trying to lose weight and knew that you

could get these services at no cost, wouldn抰 you take

advantage of them?

If you wanted to quit smoking, wouldn抰 it be

beneficial to know that you could get the patch for

free?

It is very wise to know what services are available to

you through your insurance company, and you will only

know if you take the time to read through your policy.

Health insurance is an expensive item; take advantage

of every aspect of it that you can, not only for

yourself but for the members of your family.

By taking full advantage of the free benefits of your

health insurance policy, you will be healthier and

possibly require fewer visits to your doctor.

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